Copayments and the Demand for Prescription Drugs
By (author) Domenico Esposito
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Copayments and the Demand for Prescription Drugs by Domenico Esposito
Book DescriptionIncreasing prescription drug cost-sharing by patients - in the form of increasing copayments - is one of the most striking, and controversial, developments in the health sector over recent years. The exact nature and use of copayments by health care insurers continues to be hot topic of debate. This detailed and meticulously researched study is one of the first of its kind: its results suggest that differences in copayments influence choice, shifting market share for these drugs. Differential copayments for medically equivalent alternatives is one strategy insurers use to affect the choice of one drug over another when faced with differing prices. Relative copayments for therapeutically equivalent drugs, imposed by insurers, are shown to have a significant impact on consumer choice - the implication being that physicians are acting in patients' financial, as well as medical interest. Unlike much work in this area, Copayments and the Demand for Prescription Drugs is not sponsored by any drug company; and its up-to-date results, established on a firm scientific basis, are entirely unbiased. Its results have applications for the private insurance and pharmaceutical sectors as well as the public sector, and it will be of great interest to professionals and researchers in the fields of health economics, economic and healthcare policy-making, and microeconomics: its primary findings are especially critical to the United States public health sector which is on the cusp of providing a prescription drug benefit to nearly forty million elderly Americans.
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Book DetailsISBN: 9780415701457
(234mm x 156mm x 14mm)
Publisher: Taylor & Francis Ltd
Publish Date: 23-Mar-2006
Country of Publication: United Kingdom
Books By Author Domenico Esposito
Copayments and the Demand for Prescription Drugs, Paperback (July 2012)» View all books by Domenico Esposito
The increasing proliferation of copayments is one of the most striking developments in the health sector of the past few years. This study examines the influence of copayments imposed by insurers on the choice of drugs with the implication that physicians are acting in patients' financial as well as medical interest.
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