Credit Scoring and Its Applications
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Credit Scoring and Its Applications by Lyn C. Thomas
Book DescriptionTremendous growth in the credit industry has spurred the need for Credit Scoring and Its Applications, the only book that details the mathematical models that help creditors make intelligent credit risk decisions. Creditors of all types make risk decisions every day, often haphazardly. This book addresses the two basic types of decisions and offers sound mathematical models to assist with the decision-making process. The first decision creditors face is whether to grant credit to a new applicant (credit scoring), and the second is how to adjust the credit restrictions or the marketing effort directed at a current customer (behavioral scoring). The authors have filled an important niche with this groundbreaking book. Currently, only the most sophisticated creditors use the models contained in this book to make these decisions, but all creditors can know these aids to successful lending.
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Book DetailsISBN: 9780898714838
(228mm x 152mm x 12mm)
Imprint: Society for Industrial & Applied Mathematics,U.S.
Publisher: Society for Industrial & Applied Mathematics,U.S.
Publish Date: 1-Jan-1987
Country of Publication: United States
Books By Author Lyn C. Thomas
Consumer Credit Models, Hardback (January 2009)
A text aimed at credit analysts in industry and students in Statistics, Management Science, Operational Research and Banking and Finance Masters courses that will use simple probability models and logical arguments to explain consumer credit scoring.
Readings in Credit Scoring, Hardback (July 2004)» View all books by Lyn C. Thomas
A collection of papers, accompanied by extensive discussion and commentary, by leading workers in credit scoring, this text focuses on recent developments and advances in this important area.
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