Economics of Consumer Credit by Giuseppe Bertola
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Economics of Consumer Credit
By Giuseppe Bertola

The Economics of Consumer Credit

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Format: Paperback

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Economics of Consumer Credit by Giuseppe Bertola

Book Description

Academic research and policy discussions of credit markets usually focus on borrowing by firms and producers rather than by households, which are typically analyzed in terms of their savings and portfolio choices. The Economics of Consumer Credit brings together leading international researchers to focus specifically on consumer debt, presenting current empirical and theoretical research crucial to ongoing policy debates on such topics as privacy rules, the regulation of contractual responsibilities, financial stability, and overindebtedness. The rapidly developing consumer credit industry in the United States is mirrored by that in Europe, and this volume is noteworthy for its cross-national perspective. Several chapters compare the use of credit markets by households in different countries, while others focus on single country case studies -- including consumer credit dynamics in Italy, the role of housing expenditure in the cyclical pattern of borrowing in the United Kingdom, and the use of credit cards by U.S. consumers -- to illustrate general insights. Other chapters draw policy lessons from the U.S. experience with bankruptcy regulation and the development of the credit counseling industry. Finally, the book reviews historical, theoretical, and empirical aspects of information sharing, of particular interest in light of the integration of European Union credit markets. Contributors: Carol C. Bertaut, Giuseppe Bertola, Sarah Bridges, Luca Casolaro, Jonathan Crook, Richard Disney, Leonardo Gambacorta, Charles Grant, Luigi Guiso, Michael Haliassos, Andrew Henley, Robert M. Hunt, Tullio Jappelli, Nicola Jentzsch, Marco Pagano, Amparo San Jose Riestra, Michael Staten, Michelle J. White

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Book Details

ISBN: 9780262524957
ISBN-10: 0262524953
Format: Paperback
(229mm x 152mm x 17mm)
Pages: 392
Imprint: MIT Press
Publisher: MIT Press Ltd
Publish Date: 26-Sep-2008
Country of Publication: United States

Other Editions...


Books By Author Giuseppe Bertola

Models for Dynamic Macroeconomics by Giuseppe Bertola Models for Dynamic Macroeconomics, Paperback (November 2007)

Now available in paperback, this excellent book, written by two leaders in the field, provides a rigorous introduction to modern dynamic macroeconomics. The text layout has been updated to make the book more user-friendly and each chapter benefits from the inclusion of a number of exercises and solutions, as well as suggested further reading.

Agenda for a Growing Europe by Giuseppe Bertola Agenda for a Growing Europe, Paperback (March 2004)

A report of a high-level group commissioned to review the EU economic system and propose a blueprint for an economic system capable of delivering faster growth along with stability and cohesion. This book assesses the EU's economic performance and examines the challenges facing the EU in the coming years, and presents a series of recommendations.

EMU by Giuseppe Bertola EMU, Paperback (November 2003)

Investigates how the Euro has affected trade, financial markets, macroeconomic policy making and Europe's economic performance since it came into operation in January 1999. This book covers topics such as inflation measurement, price stability, fiscal policies and monetary policy.

» View all books by Giuseppe Bertola

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Author Biography - Giuseppe Bertola

Charles Grant is a Lecturer at Reading University and a visiting Research Associate at Finance and Consumption, European University Institute, Florence.

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