This book was the first comprehensive treatment of credit cards in the global economy. The topic is timely not only because of the attention focused on cards as a contributor to the substantial rise in consumer borrowing, but also because of the role of cards in the recent retrenchment in the US bankruptcy system. Relying on data from the US, the UK, Canada, Australia, and Japan, Charging Ahead includes the first careful statistical analysis of the relation between the rise of credit card use and broader macroeconomic phenomena like consumer borrowing, savings, and bankruptcy. It also provides a broad narrative of how credit cards have come to be used so differently around the world. Finally, it sets out a detailed and coherent program for regulatory intervention grounded in both empirical analysis and the existing theoretical literature.
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(228mm x 152mm x 21mm)
Cambridge University Press
Publisher: Cambridge University Press
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Author Biography - Ronald J. Mann
Ronald A. Mann received his JD from the University of Texas where he graduated first in his class and was the managing editor of the Texas Law Review. After graduation, he clerked for judges on the United States Court of Appeals for the Ninth Circuit and the United States Supreme Court. After three years in private practice, he worked for the Justice Department for four years as an Assistant to the Solicitor General. Before joining the Texas faculty in 2003, he taught for six years at the University of Michigan and for three years at Washington University, St Louis.