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Description - Shortchanged by Howard Karger

Shortchanged takes an uncompromising look at the corporate vultures that prey on America's working class. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. The book examines the factors behind the fringe economy's rise -- stagnant wages, rising numbers of working poor, and the 12 million U. S. households without bank accounts -- and investigates the sleazy practices -- instant credit, cash-for-your-title loans, predatory mortgage lending, E-Z home equity loans -- that result in phenomenal growth for the industry and a nightmare for the consumer. Powerful analysis is combined with moving personal stories of the mothers, fathers, and families whose lives have been put on the line for the perpetuation of this economy. Ruthless, compelling, outrageous, and often enraging, "Shortchanged" puts the spotlight on the shady side of America's economic underbelly.

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Book Details

ISBN: 9781576753361
ISBN-10: 1576753360
Format: Hardback
(241mm x 160mm x 27mm)
Pages: 252
Imprint: Berrett-Koehler
Publisher: Berrett-Koehler
Publish Date: 1-Oct-2005
Country of Publication: United States

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Author Biography - Howard Karger

Howard Karger is Professor of Social Policy at the University of Houston. In 2001 he helped found policyAmerica, a nonprofit organisation dedicated to disseminating innovations in social policy. In addition to five editions of his best-selling American Social Welfare Policy, Howard has authored or coauthored other titles including: Controversial Issues in Social Policy and Social Work and Community in a Private World