Joan Hangarter bought a disability policy in 1990 to protect her in case of serious illness. When she did become disabled a decade later, she ended up homeless and on welfare when the company refused to pay. With the help of her attorney, Ray Bourhis, she fought back, winning a $7. 7 million verdict against the company. In Insult to Injury, Bourhis walks readers through this case study in bad faith double-dealing by insurance providers. Bourhis, a national champion of policy-holder rights, uses an engaging narrative style to reveal the back-room strategic mind-set that drives these illegal practices, how low-level employees are duped into unethical conduct, and how insurers manipulate data and witnesses in the few cases that do go to trial. He also explains the key regulatory oversights that encourage such corruption, and how the American legal system actually facilitates insurer fraud. Insult to Injury closes with a roadmap to reform -- advice no one who holds a policy can afford to ignore.
Buy Insult to Injury book by Ray Bourhis from Australia's Online Bookstore, Boomerang Books.
(241mm x 160mm x 30mm)
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Author Biography - Ray Bourhis
Ray Bourhis was involved with the Domestic Peace Corps in his post-collegiate years, and then joined Senator Robert F. Kennedy's staff in 1968. After receiving his law degree he was engaged in civil trial practice specialising in insurance coverage and bad faith litigation.